Fast. Easy. Secure.
Digital Wallet
A solution designed to simplify payments and empower your everyday transactions.
Methods



Smart Wallet
All-in-One Digital Payments
Your customers can store, send, and receive money in one secure place. From everyday purchases to online payments, the wallet makes transactions fast, easy, and reliable.
- Pay anywhere, anytime.
- No minimum balance. No hidden fees.

Instant SEPA Transfers
Fast & Reliable European Payments
Your customers can transfer money across Europe seamlessly. Real-time SEPA payments ensure funds arrive quickly, safely, and without unnecessary costs.
- Cross-border payments made simple.
- No delays. No extra charges.

Open your wallet from anywhere in the world
Solutions for Every Payment Need.
Empower your lifestyle and business with a digital wallet that simplifies payments, transfers, and money management.

Personal Wallet
Store, send, and receive funds instantly. Make everyday payments easier with no hidden fees.

Savings Wallet
Secure your money while earning rewards and enjoying full transparency over your balance.

Business Wallet
Manage company payments, payroll, and SEPA transfers in one place. Fast, reliable, and built for growth.
Wallet at Your Fingertips
Your money. Anytime, anywhere.
Take control of your finances with our easy-to-use digital wallet. Send, spend, and manage money instantly - all from your phone.
- Bill payments, money transfers
- Top-ups, payments, and online shopping

Instant Digital Access
Gift Cards for Every Occasion
Top up your favorite platforms in seconds — Steam, Xbox, Amazon, PlayStation, and more. Fast delivery, secure payments, and endless choices for gaming, shopping, and entertainment.


Xbox


Steam


Nintendo


PlayStation


Amazon


Netflix


iTunes


Google Play
Financial Planning
Let's plan your finances the right way
Lending that doesn't weigh you down.We know how hard is it to start something new, that’s why we have the perfect plan for you.
Home Loans
- Lowest interest rates
- Fast Loan Processing

Car Loans
- Competitive rates
- Quick Easy

Education Loans
- Pay back conveniently
- Fast Loan Processing

Business Loans
- Easy Approvals
- Full Assistance

Need a Personalized Solution?
Testimonials
Don't take our word for it, take theirs
Take a look at our past customers success stories. Our goal is to help you grow


I love Bankio, they are the best
Its been 2 years since I found Bankio, and its such a relief as a small business owner to not worry about unnecessary fees. I lost my credit card once, and the service was so prompt that I was back to work the next day!
Sophie Moore
United Kingdom

I love Bankio, they are the best
Its been 2 years since I found Bankio, and its such a relief as a small business owner to not worry about unnecessary fees. I lost my credit card once, and the service was so prompt that I was back to work the next day!
Sophie Moore
United Kingdom

I love Bankio, they are the best
Its been 2 years since I found Bankio, and its such a relief as a small business owner to not worry about unnecessary fees. I lost my credit card once, and the service was so prompt that I was back to work the next day!
Sophie Moore
United Kingdom

I love Bankio, they are the best
Its been 2 years since I found Bankio, and its such a relief as a small business owner to not worry about unnecessary fees. I lost my credit card once, and the service was so prompt that I was back to work the next day!
Sophie Moore
United KingdomLatest insights from Bankio
Our Latest Articles
Get more Latest News and Resources here ...
Got Questions?
Frequently Asked Questions
Find quick answers to the most common questions about our services. If you need more help, our support team is always ready to assist you.
It’s a digital wallet that allows you to store funds, make payments, send and receive money online quickly and securely.
Any individual or business that meets the verification requirements and resides in supported countries can register and use the wallet.
Fees may apply for certain services such as international transfers, currency exchange, or withdrawals. Full details are available in the pricing section.
We provide API and technical documentation that allow easy integration of payment functionality into your platform.
Businesses must complete KYC/KYB verification, provide corporate documents, and comply with AML/CFT regulations.
Yes, limits may apply based on the type of account, verification level, and regulatory requirements
Your wallet, your way.
